Sunday, October 31, 2010

Red Box Rentals:

On your last trip to the grocery store, pharmacy, or convenience store you may have noticed a red vending-machine like this one. It's a Redbox , a self-service kiosk that allows you to rent DVDs and Blue-ray disks for a low-daily fee.

With video and DVD rental-shops disappearing around the country, more and more people than before are switching to subscription rental services like Netflix. However, if you can't be bothered to join a subscription service, or just want to rent your movie right now, then Redbox may be the video-rental alternative for you!

How Redbox works is fairly simple: you just find a kiosk, select the film you want to rent from a touch-screen menu, and then swipe your credit or debit-card. The machine vends you your title choice, and charges you a daily rate for the film. Rates are typically as low as 1.00 USD per day. After you've finished with the film, you simply return it to any Redbox kiosk. You can even reserve films online and pick them up at a nearby location.

If you only rent films once in a while, or you tend to watch them the night you rent, then Redbox works out cheaper than a trip to the local Blockbuster. If you like to watch a movie several times before you return it, or it takes you a while to get around to viewing your rental, or your movie tastes tend towards the obscure, then this may not be the service for you. However, with the convenience of over 23,000 locations and the instant-gratification of receiving a title seconds after swiping a credit-card, Redbox is certain to please film-fans who need their new releases by tonight!

Friday, October 29, 2010

Free International Phone Calls!

The modern world is ever shrinking through globalization, and yet ever expanding through the increased movement of more and more people. Odds are, at some point, someone in your life will find themselves far from home, out of calling range. Maybe you have a loved one serving in the military overseas, perhaps a chum is off doing a study abroad or maybe you're just fortunate enough to have friends in other parts of the world... If you've got people that are farther a-field than your phone service really covers, you may be able to still phone them for free!

--Provided certain conditions are met of course...

Rebtel is a mVoIP service, that is: it's a mobile Voice over IP service. Essentially what the service does is it first gives you a local access number with which to phone your friend (more on this later), and thus, turns an international call into a local one and connects it over the internet. By dialing the local access number assigned, the caller is only charged for placing a local call. This saves a small fortune considering what it can cost to call an international number with a mobile phone (or even a land-line depending on your service provider)!

However, that is exactly the catch: you and the person you're calling are still charged for the call, but you're both only charged the rate levied by your mobile providers of making a local call. Still, within this catch lies your loophole: if you and the person you're calling have unlimited minutes with which to call local numbers or you manage to do your calling when both parties have free minutes(such as nights and weekends), you can essentially make free international calls.

The service can be a bit tricky to figure out first so here's the Cheap and Cheerful Guide to making it happen:

You Will Need:
-Internet access
-A valid mobile phone number with the ability to receive text messages
-Someone to call in another country*

1) Go to Rebtel.com and fill out their sign-up form.
Once you enter your information, create your free account and sign in, Rebtel will automatically provide you with an access number and an SMS access information. These numbers allow you to do things like: add contacts, change your preferred number and double dial while away from your computer. When you sign in, the default page should be the My Contacts tab. If you've been taken to some other feature of your account, simply click on the tab and then...

2) Enter the name and (international) phone number of the person you wish to call
Once you enter that information, Rebtel will reload the Contacts page with the local access number for that person saved in your account information. (Note: unless you text "STOP" to rebtel when you receive the SMS containing the number to phone your friend, they will continue to send you text messages. We are not aware of any charges incurred by these texts other than the cost to receive a text levied by your mobile service provider.

3) Call that number!
Dial the "local" number. (It is also possible call this number from a phone other than the one with which you registered your account. Simply dial the number, Rebtel will then ask you to enter your account number (the phone number you used to sign up for the account) and then enter the PIN you set when you registered; you should be connected momentarily.) If you are placing a free call, the line may ring for several seconds. This is because when you place a free call, Rebtel connects to the line you're calling and then gives them further instruction so that the call may be connected for free. As the line rings, the other person will be given a local access number with which to call you, and must hang-up and then call this number while your end continues to ring. (If the other caller is unable to hang-up and ring you back their FAQ page advises: "Ask your friend to press the star button (*) on his/her phone and it should work without any problem.") Once this is completed successfully, you and your friend will be connected for a free call!

It sounds more complicated than it is; while it can be a bit difficult to time correctly at first, the service is quite reliable with a high sound quality and very little, if any time lag.

If things still aren't quite clear, try checking out their series of brief instructional videos.


Other Features...

-If placing a free call is not possible due to the party you're calling having limited minutes, you can buy credit and place a call at a rate still much lower than what one would typically pay for an international call. Depending on the country and service provider of the person on the other end, rates are generally competitive-with or cheaper-than, the average international calling-card.

-Rebtel allows you to send WebSMS to existing contacts or other international numbers. As you type, the cost of the message is displayed to the right of the text box. Rates for WebSMS are much lower than standard international texting rates.

-With this service, it is also possible to make Computer Calls. Computer Calls allow you to call anywhere in the world and only pay the per-minute rate to Rebtel, with-out paying any charges to your phone carrier.





*While Rebtel offers service to over 200 countries, its service does not cover all countries. Check the International Calling Rates listings to see if your destination is covered and what the rates for calls may be.

Monday, October 25, 2010

Thriftspiration from the wide, wide world of livejournal

While for many people the idea of keeping a public journal is understandably a paradox, a livejournal account can be used to other ends. The livejournal online service boasts a wealth of public journals that users may join and gain posting access to called "communities". Communities are themed groups, and much like other online forums allow users to post questions regarding the subject, advice and experiences, or projects they've completed relating to the topic of the group.

Many of the groups are fan-oriented, catering to those with an interest in popular book, film and television series, or for famous actors and musicians. However, many of the groups are themed around certain life-styles or how to's.

One great community for thrift-spiration is thriftwhore, a community where users post photos and details of their latest shopping hauls from their local thrift shop or flea market. Whenever I find myself disappointed by my local Family Thrift Centre or Goodwill, I have a look at thriftwhore for a reminder that there's still treasure out there.

Those with a taste for interior design may enjoy saucydwellings. Though the community does not focus exclusively on thrifty design, there is an emphasis on creativity and style, both of which often go with decorating and furnishing on a budget. This user furnished and decorated a basement apartment on a "a side-of-the-road-or-Goodwill budget" and did quite well for themselves.

Though Dumpster-diving or Skipping, is becoming an increasingly dangerous (and depending on the laws in your area, possible illegal) pastime with more and more businesses outfitting their collection bins with compactors, the dumpsterdiving community on livejournal offers posts accompanied by photos of what users have found digging through other people's garbage. In addition to posts detailing hauls, dumpsterdiving also features posts regarding tips and tricks for finding and getting into receptacles, and sometimes offers information regarding the legality of the activity by region.

The communities featured in this post are but a tiny sample of all the offerings available for public viewing at one of the most popular journaling sites on all of the internet. If you find yourself with a little time and little inspiration for your budget living, consider checking out what people have been doing on "teh livejournal".

Friday, October 1, 2010

ALLOW DAT

It's no secret that monitoring your spending helps to decrease it and it's equally well known that setting a budget and sticking to it can, well, really be a drag. However, a budget can also be a helpful tool, and allow you to allocate funds not only for savings and bill payments, but also for hobbies, socializing and personal luxuries.

Remaining disciplined and sticking with a budget is much easier when that budget makes certain allowances. Following a budget that sets aside money specifically for things like your weekly magazines, latte, or night at the Roxbury allows for some fun while still enabling you to pay bills on time and deposit periodically into your savings.

Allotting for such luxuries allows for two things: 1) it ensures that each month or week (by what ever period you plan your budget) you'll have the money for small indulgences while preventing your personal expenditures from spiraling out of control and 2) planning for these expenses means you don't have to feel bad about spending on yourself. So long as you stay within the allowance you've set, you need never feel guilty about treating yourself.

Making room in your budget for this allowance is important! No one likes to feel as though they're denying themselves. Attempting to adhere to a budget that allows no room for fun and the occasional frivolous expense, can be a bit like trying to follow a crash diet. You may make some fast progress initially, but after a short time the entire experience is so restrictive and unpleasant that afterward you may well engage in over-indulgent behavior that undoes your previous efforts.

So allow dat bruv, and grant yourself a little allowance!